Finding the Best Mortgage Refinance Companies

If you are in the market for a new mortgage, you’ll need to find the best mortgage refinance company that suits your needs. In this article, we’ll cover Caliber Home Loans, LendingTree, AmeriSave, Guaranteed Rate, and others. Depending on your credit, they may be a good fit. If not, you may want to consider another lender. There are plenty of options available.
Caliber Home Loans

Caliber Home Loans is a national mortgage lender with physical branches in all 50 states. They specialize in mortgages and refinancing. You can apply online or speak with a mortgage consultant. They have flexible lending practices and don’t require a high credit score. The company offers streamlined refinancing for VA and FHA loans. If you have poor credit, Caliber may not be a good choice for refinancing your mortgage.

They offer both fixed-rate and adjustable-rate refinancing to home owners. Their service is available in high-cost markets throughout the country. They also have a special program for borrowers with recent credit challenges. These mortgage loans are designed to help people with recent credit issues get approved. These loans have flexible credit requirements, which include a non-traditional credit history. You can even qualify with a credit score as low as 610. Another advantage of working with Caliber Home Loans is that they don’t require any seasoning period after foreclosure, bankruptcy, or short sale.
LendingTree

LendingTree is a popular online marketplace that matches borrowers with multiple lenders and their offers. These lenders will try to contact borrowers who are interested in a particular loan. Once the match is made, the borrower can contact the lender directly to apply for the loan. There is no application form on LendingTree, but borrowers can speak with the lenders to discuss their options. There are other mortgage refinancing companies that provide similar services.

LendingTree has been accredited by the Better Business Bureau since 2019 and has responded to over 265 complaints. However, the company’s customer rating on Trustpilot is lower than its BBB rating, which is a poor sign. Customers have complained about increasing spam after signing up with the company and about unexpected hard credit pulls. While many lenders advertise low interest rates, it’s important to know the lender’s process.
AmeriSave

AmeriSave is a home financing company that believes that everyone deserves the right to own a home. The company helps borrowers simplify the process of home financing. To date, it has helped 664,000 borrowers realize their dream of homeownership. The company’s innovative lending solutions combine human insights with technology to process loans more efficiently, reduce costs and pass along the savings to its customers. Its goal is to provide a better loan experience to borrowers by removing obstacles to homeownership.

The company offers a variety of loan products, such as purchase loans, refinance loans and mortgages with low down payments. Customers can easily apply online to receive a personalized quote in just a few minutes. Applicants don’t have to provide a Social Security number or other personal information. In addition, they do not need to sign a purchase contract to get a prequalification quote. However, prequalification does not mean approval, and a full application will yield different terms.
Guaranteed Rate

If you are considering refinancing your mortgage, one of your options is Guaranteed Rate. They offer competitive rates and great service throughout the entire lending process. You can either apply online or meet with a loan officer in person. To qualify for a loan, you will need to provide the company with your current mortgage statement and two months of asset account statements. Additionally, you will need to provide insurance information and a sales contract from your new home.

The company is licensed in all 50 states, including Washington D.C., and has more than 400 branch offices. The company is known for its knowledge of loan products and has an extensive branch network. The company also has a website that allows you to compare loan quotes side by side. They are a good option for those who want to avoid the hassle of a loan officer. The company’s website also provides real-time updates on mortgage rates and closing costs.
SoFi

The SoFi mortgage refinance company makes the process of refinancing a home easy. They use a soft credit pull to determine your affordability. You can also prequalify online in just a few minutes. To start, you’ll need to provide some basic personal information. This includes your citizenship, current homeownership status, employment and income information, and the type of property you want to refinance. Once you’re approved, you’ll then be required to provide more information, including your bank account information.

SoFi offers competitive mortgage rates and down payments as low as 3%. It offers 30-year, 20-year, 15-year, and 10-year fixed-rate mortgages. You can pre-qualify online and select a mortgage based on your financial goals. You can also find insurance through SoFi, including life, auto, and renter’s insurance. This company has an exclusive online community, where you can get advice and share stories from others about their mortgage experiences.